Tucked away at the bottom of the motoring column in the Mail yesterday was a bit saying that from Spring, all cars have to have insurance, even if they're on your driveway or in a garage! So does that mean, that - like in Poland - you have to insure a non-road going car too? That will really p*** me off. And my neighbour, who has 3 of his 4 Escorts sorn'd on his driveway! Another way to rape the poor motorist?
If it's on SORN, it won't have to be insured. Edit:That's what I read on one of the gov't/dvla sites somewhere but scratching my head to remember where... Neil.
Its fine if the vehicle is on SORN DVLA - new Motor Insurance Database Law 2011 From January 2011 there will be new laws that will give DVLA more power to combat keepers of vehicles that are not insured. DVLA will compare its records with details of vehicles on the MID and if a vehicle does not have insurance the registered keeper could face:- A fixed penalty of 100 Their vehicle being clamped, seized and disposed of and A court prosecution and a maximum fine of 1,000. Unless a Statutory Off Road Notification (SORN) has been made, these new measures are in addition to the powers the Police already have to seize an uninsured vehicle and fine the driver
http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696 It appears to be a case of matching up the insurance and tax database to make sure that car's that aren't insured basically aren't being used on the road (in other words declared SORN'd). So no changes, as long as the car is declared SORN'd you don't need insurance. Basically they're enforcing a penalties for those who don't have insurance on their vehicles and haven't declared their car's off the road
I'v just sorn'd my Golf and chucked away the reminder, so can't check on that. Here is what is says in the article in the Mail That is iniquitous, if that means SORN'D cars that never go on the road. Yet again, the law-abiding ones are having to pay for the law-breakers. I think they should crush a lot more of the uninsured ones, so that they learn their lesson.
You all posted whilst I was writing that, so I've calmed down a bit now Thanks for putting my mind at rest!
Good to see Parliament is really getting to the root of sorting out the country's problems. They already have a database of what cars are registered, taxed, mot'd and insured, they also have a list of what cars are sorned. Just how hard can it be?
Nothing new. Just got my renewal and it says they have more powers of detection. The above link makes it sound bad but its not if you play by the rules.
The Mail unfortunately is a publication which tries to invoke panic. A lot of their articles comprise very misinformed journalism. We have had horrendous problems with them making people panic over various pet food ingredients and the articles have been badly researched, are inaccurate and scaremongering. Nothing new in the broad sheets I guess, but the Mail seem to be worse than the others. Not sure re this piece as haven't read it, but I take most things they say very lightly.
just get a trade policy...not that expensive, have 10 cars. some cars laid up should have theft insurance as even some old cars are worth dosh
If a car off the road is not insured and is stolen it's surely easier to catch with ANPR insurance/tax cameras both on it. Like to see the DVLA get to someone's car in their garage.
I don't see the problem? They are just giving the police/dvla powers so that if they see a car on a driveway uninsured they can act then RATHER than having to wait until the thing gets driven and drives past an ANPR (could take months or years for this to happen?) Anyone not actually using a vehicle, will go online and SORN it which takes 3 minutes. can't see the issue at all
Sounds like the thin end of the wedge to me, what next? Cars having FPNs stuck on them whilst they're on your driveway for having no headlights due to fact you've removed them to work on the car? I can't see the legality of it as your driveway isn't legally a public place or public highway.
I think some people are getting the wrong end of the stick here. I think this is an extra fine that can be used if the dvla find you parked on the road without insurance or if you drive through roadside ANPR cameras without insurance. Not the ability for them to just look at the database and say oh look no insurance and not SORNed here have a fine.
No, that's exactly what it is. Same as they look through the database and say "Oh look no tax and not SORNED, here's a fine"
So rather than being caught on the road without one of either insurance or tax, it's simply been turned into a game of pure IT and Admin Sport from the safety of a warm office?
Thinking about it now that is exactly how the SORN system works and they don't ever prove you had the vehicle on the road whilst untaxed. I wonder if taken to court though whether any of these fines would stand up. Due to their being no laws behind the fining system to hold it up. There is no new law saying you must insure any vehicle which is kept on your premises.