Compulsory insurance for SORN'd cars?

Discussion in 'Insurance chat' started by stella, Jan 16, 2011.

  1. stella

    stella Forum Junkie

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    Tucked away at the bottom of the motoring column in the Mail yesterday was a bit saying that from Spring, all cars have to have insurance, even if they're on your driveway or in a garage!

    So does that mean, that - like in Poland - you have to insure a non-road going car too?

    That will really p*** me off. And my neighbour, who has 3 of his 4 Escorts sorn'd on his driveway!

    Another way to rape the poor motorist?
     
  2. muppet9966 Forum Member

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    Saw something similar to this on the back of the road tax renewal - I will check it again.
     
  3. Riley

    Riley Forum Addict

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    If it's on SORN, it won't have to be insured. :thumbup:

    Edit:That's what I read on one of the gov't/dvla sites somewhere but scratching my head to remember where...

    Neil.
     
  4. Delyth Forum Member

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    Its fine if the vehicle is on SORN


    DVLA - new Motor Insurance Database Law 2011
    From January 2011 there will be new laws that will give DVLA more power to combat keepers of vehicles that are not insured.

    DVLA will compare its records with details of vehicles on the MID and if a vehicle does not have insurance the registered keeper could face:-

    A fixed penalty of 100
    Their vehicle being clamped, seized and disposed of and
    A court prosecution and a maximum fine of 1,000.
    Unless a Statutory Off Road Notification (SORN) has been made, these new measures are in addition to the powers the Police already have to seize an uninsured vehicle and fine the driver
     
  5. G-Man Forum Junkie

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    http://www.direct.gov.uk/en/Motoring/OwningAVehicle/Motorinsurance/DG_186696

    It appears to be a case of matching up the insurance and tax database to make sure that car's that aren't insured basically aren't being used on the road (in other words declared SORN'd).

    So no changes, as long as the car is declared SORN'd you don't need insurance. Basically they're enforcing a penalties for those who don't have insurance on their vehicles and haven't declared their car's off the road
     
  6. stella

    stella Forum Junkie

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    I'v just sorn'd my Golf and chucked away the reminder, so can't check on that.

    Here is what is says in the article in the Mail

    That is iniquitous, if that means SORN'D cars that never go on the road.

    Yet again, the law-abiding ones are having to pay for the law-breakers. I think they should crush a lot more of the uninsured ones, so that they learn their lesson.
     
    Last edited: Jan 16, 2011
  7. stella

    stella Forum Junkie

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    You all posted whilst I was writing that, so I've calmed down a bit now :)

    Thanks for putting my mind at rest!
     
  8. dUff

    dUff Administrator Admin

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  9. Jaundice

    Jaundice Forum Member

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    I can't see how this is going to stop them...
     
  10. danster Forum Addict

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    Good to see Parliament is really getting to the root of sorting out the country's problems. :lol:

    They already have a database of what cars are registered, taxed, mot'd and insured, they also have a list of what cars are sorned. Just how hard can it be? [:s]
     
  11. Golfamily7 Forum Member

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    Nothing new. Just got my renewal and it says they have more powers of detection. The above link makes it sound bad but its not if you play by the rules.
     
  12. karmann gettit

    karmann gettit Forum Member

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    The Mail unfortunately is a publication which tries to invoke panic. A lot of their articles comprise very misinformed journalism. We have had horrendous problems with them making people panic over various pet food ingredients and the articles have been badly researched, are inaccurate and scaremongering. Nothing new in the broad sheets I guess, but the Mail seem to be worse than the others. Not sure re this piece as haven't read it, but I take most things they say very lightly.
     
  13. rocco2litre

    rocco2litre Forum Junkie

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    just get a trade policy...not that expensive, have 10 cars.
    some cars laid up should have theft insurance as even some old cars are worth dosh
     
  14. shaz8389

    shaz8389 Forum Junkie

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    If a car off the road is not insured and is stolen it's surely easier to catch with ANPR insurance/tax cameras both on it.

    Like to see the DVLA get to someone's car in their garage.
     
  15. RIP-MK3 Forum Addict

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    I don't see the problem? They are just giving the police/dvla powers so that if they see a car on a driveway uninsured they can act then RATHER than having to wait until the thing gets driven and drives past an ANPR (could take months or years for this to happen?)

    Anyone not actually using a vehicle, will go online and SORN it which takes 3 minutes.

    can't see the issue at all
     
  16. Gaz37 The Grouch. Paid Member

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    Sounds like the thin end of the wedge to me, what next?

    Cars having FPNs stuck on them whilst they're on your driveway for having no headlights due to fact you've removed them to work on the car?

    I can't see the legality of it as your driveway isn't legally a public place or public highway.
     
  17. m1keh Forum Member

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    I think some people are getting the wrong end of the stick here. I think this is an extra fine that can be used if the dvla find you parked on the road without insurance or if you drive through roadside ANPR cameras without insurance. Not the ability for them to just look at the database and say oh look no insurance and not SORNed here have a fine.
     
  18. TheSecondComing Forum Addict

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    No, that's exactly what it is. Same as they look through the database and say "Oh look no tax and not SORNED, here's a fine"
     
  19. A.N. Other Banned after significant club disruption Dec 5th 2

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    So rather than being caught on the road without one of either insurance or tax, it's simply been turned into a game of pure IT and Admin Sport from the safety of a warm office?
     
  20. m1keh Forum Member

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    Thinking about it now that is exactly how the SORN system works and they don't ever prove you had the vehicle on the road whilst untaxed.

    I wonder if taken to court though whether any of these fines would stand up. Due to their being no laws behind the fining system to hold it up. There is no new law saying you must insure any vehicle which is kept on your premises.
     
    Last edited: Jan 17, 2011

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