I don't agree. How much are you going to pay in finance/ loan charges and how much are you going to get back if you invest the money instead. Buying something on finance or with a loan is only worthwhile if the return on the investment of the same amount of money instead is better (with little risk), & in todays markets, I doubt it.
I don't know, and am not goin to guess, peoples financial situations.. But I know that in my local area, with the Oil Industry, a 40k car is perfectly affordable by a great many people...working people, normal people, average Joes, judging by the value of cars you see around.
It's not about having to "afford" 40k though is it, what's it going to be worth in 3 years time? 25k? you only have to afford the depreciation and a bit more nowadays. Thats why new expensive cars are every where, in the olden days you would have put 10% down 4k and split the remainding 36k plus interest over three years @ say 1100. Nowadays you can PCP it right up for probably half that
just because I was interested how far out I was: typed it into a PCP finance calculator and this is what it said to an Audi S5 for 40k Price: 40,933 Deposit: 4344 Monthly Payment: 674 Final Payment (GFV): 14700 - which of course we know means you can give it back rather than paying that. Long story short is - where as a 25k car used to be affordable to people with a decent income it's now 40k. I could have taken an allowance (500 a month after tax) given them the money from my vectra (4k) and bought an S5...... would people think I was a loaded 25yr old? probably.... am I? nope
I'd have a few, The V8 RS4 (estate please) and original porsche'd up RS2 would be top of my list. RS6 never really did it for me, the original RS4 looked amazing, but I wouldn't have one over the V8 one.
PCP is a mugs game (from a purely Car Finance expert's point of view), but that not important. In order to actually take that deal you would need to be earning about 60k a year to get it past an underwritter, and not nuts deep in credit card and mortgage debt.
agreed, I wasn't saying that even pikeys can buy them - just pointing out the way finance is structured on a monthly basis you don't have to be earning what you used too to buy a 40k car
Exactly.... The average UK income is 25k...you've got to be going pretty ewell to be commanding a salary of 60k....maybe a Chief Supt or Sainsbury's area manager, high management jobs. A good friend of mine is a Captain for Brittannia and he takes 6k a month home..very nice too but the cabin crew earn 23-27k dependant on experience and whether short or long haul. In the oil industry....different ball game....specialist jobs or off shore positions with good danger money...not an easy industry to get into. Back on topic the RS3 will be very desirable in the second hand market. For me I sadly don't get a company car allowance....500....that's a nice perk...
It seems unlikely, if Audi are to be believed. They say 3dr buyers will buy the TT RS instead. If you spec a TT RS up to the same spec as an RS3 in a metalllic/pearl paint (sat nav, styling packs, 19" wheels, sports exhaust/button etc) the TT works out approx 9k more expensive, at approx 50k. An RS3 in pearl red, with RS4 type Recaros will be approx 42500 OTR..the TT RS in a similar spec is 51700. The RS3 looks a bargain next to the TT RS.
Audi in refusal-to-fill-another-pointless-niche shocker! And there was me expecting them to release a 'Monoposto' version of every single S and RS car in the current lineup.[:^(]
audi are off there heads if they don't do a 3 door. if practicality was what you are after, then you would get an s4. and then theres the fact that some prefer a hatch to a sports, i mean personally, i think a 3 door rs3 would be much more appealing a car than a ttrs.
I've always wanted them to do an rs3, mental power with 4wd in a little car, but that is just stupid, looks stupid and probably is not much smaller than an a4. I'd never ever ever buy a 5 door hothatch. This could be a car for me in 3 years time maybe depending on how it depreciates I'd say your only a mug getting a brand new car on finance if you havn't got a house. All these early 20 year olds with beemers and such, with thick girls thinking there rich, therell get a shock when they take em back to their mums house !
And therein probably lies the reason why it doesn't exsist. Why would audi want to create a competitor from within its own stable?
I recon the 1M is a better car for the money, although if they did the RS3 in 3dr that would be different.
This is true. The S3 itself is a pretty strong brand that has been going for a while on multiple generation of the A3 Chassis, whereas the RS3 and the TTRS for that matter are the leading cars for there models and are the first time Audi decided to extend the "RS" name to these models. True the TTS was a new model that potentially could have taken sales away from the S3, but it may have been decided the S3 name and reputation could rebuff any serious attack on it by the TTS. Or infact, the introduction of the TTS could have hit the sales of the S3 in a way that when Audi decided that when they released RS models of both cars they would limit the model cross over and split it thus: 3 door car = TTRS 5 door car = RS3 Perhaps aimed at 2 different pool of buyers for what is essentially the same car - One with a family, one without. Of course this and my previous posts are all my own personal supposition on the matter, and more thinking out loud but I would bet a rather large amount of Monopoly money it was a Marketing decision, rather than a manufacturing one as to why the RS3 comes in 5 door only.
